Deciphering Lending Behaviors in Peer-to-Peer Platforms: An Integrated Analysis of Emotion, Topic Modeling, and User-defined Occupational Data

Zhang, Yunxuan (2024) Deciphering Lending Behaviors in Peer-to-Peer Platforms: An Integrated Analysis of Emotion, Topic Modeling, and User-defined Occupational Data. In: Proceedings of the 3rd International Conference on Public Management and Big Data Analysis, PMBDA 2023, December 15–17, 2023, Nanjing, China.

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Abstract

This research investigates the influence of borrower-generated content on Peer-to-Peer (P2P) lending outcomes, specifically focusing on the sentiment and thematic content of loan descriptions. The central hypothesis posits that these elements of self-disclosure profoundly influence lending determina

Item Type: Conference or Workshop Item (UNSPECIFIED)
Date Deposited: 04 Mar 2026 17:33
Last Modified: 16 Apr 2026 23:47
URI: http://eprints.eai.eu/id/eprint/48837

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